Mortgage Industry Acronyms

• AITNO - Assignment In The Name Of

• AOI - Affidavit of Indebtedness

• AOM - Assignment of Mortgage

• ATP - Authorized Third Party

• AVP - Assistant Vice President

• BPO - Broker Price Opinion

• CHL - Countrywide  Home Loans

• COA - Condo Owner's Association

• DIL - Deed in Lieu

• DOJ - Department of Justice

• DOM - Deed of Mortgage

• DOT - Deed of Trust

• FDCRA - Federal Debt Credit Reporting Act

• FHA - Federal Housing Administration

• FITNO - Foreclosure In the Name Of

• FHLMC - Federal Home Loan Mortgage Corporation

• FLDD - First Legal Deadline Date

• FNMA - Federal National Mortgage Administration

• FS - Foreclosure Servicing

• GLBA - Gramm Leach Bliley Act

• GNMA - Government National Mortgage Administration

• GSE - Government Sponsored Enterprise

• HAFA - Home Affordable Foreclosure Alternatives

• HAMP - Home Affordable Modification Program

• HELOC - Home Equity Line of Credit

• HOA - Home Owner's Association

• HOEPA - Home Owner's Equity Protection Act

• HUD - Department of Housing and Urban Development

• LM - Loss Mitigation

• LM - Loan Modification

• LMA - Loss Mitigation Affidavit

• LOB - Line of Business

• LOP - Lack of Prosecution

• LPP - Lender Placed Policy (Insurance)

• LPS - Lender Processing System

• MERS - Mortgage Electronic Registration System

• NOD - Notice of Default 

• NOS - Notice of Sale

• OCC - Office of the Comptroller of the Currency

• POC - Proof of Claim

• PACER - Public Access to Court Electronic Records

• QWR - Qualified Written Request

• RA - Reaffirmation Agreement

• SCRA - Service Members Civil Relief Act

• SOT - Substitution of Trustee

• SS - Short Sale

• TPP - Third Party Purchaser

• TPS - Third Party Sale